Unlocking Financial Literacy for Teens & Young Adults: Guide to Manage Budgets, Navigate Taxes, Grow Wealth thru Investments, Achieve Personal Growth & Live Debt free for a Secure Tomorrow by El Wright
This is a great book for adults just starting out with the new job and responsibilities of paying bills. There's a lot this book cover, appreciate the envelop system, our son uses that. we just put all the income into a checking account and pay 4 main bills every month. no subscriptions, no loans and we have months that are 'no spend' just the essentials are bought for food and not much else.
We even save some of our social security money for the winter months where we know we will spend more on oil to heat the house.
Lot comes into play: taxes, insurances, credits, etc so be sure to read through the whole book to get the whole picture. References are listed at the end.
Great resource book to keep handy.
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